Add up your gold, silver, cash and business assets, subtract debts due now, and see whether you meet the nisab and how much zakat is due at 2.5%.
Today's rates
Example rates from late October 2026. Replace them with today's market rate for an exact figure.
What you own
What you owe
Zakat is 2.5% of the wealth you have held for a full lunar year, once it reaches the nisab. The nisab is the value of 52.5 tola of silver or 7.5 tola of gold. Most scholars in Pakistan recommend the silver nisab because it is lower and so includes more people who can give.
Gold is valued by purity: 22 karat jewellery is worth 22/24 of the 24 karat rate. Your home, car, furniture and clothes for personal use are not counted.
Banks deduct zakat automatically from some savings accounts on the first of Ramadan unless you submit a declaration. If yours was deducted, subtract that amount from what this calculator shows. For a specific ruling, ask a scholar you trust.